I would like to know if there are any real good points credit cards to use for gift cards at a good rate. I have been using amex that gives me one point per $1 for many years & $150 annual fee. Some of the gift cards dont add up though, like 10,000 should get a $10 gift card, at least it used to but now it is more like 12500 gets $10. I do NOT travel, I find it stressful not relaxing. So every time I try to look up a good credit card on all these sights, its always for travel. Anyone know of a good credit card that offers low points towards gift cards, or more than 1 point per $1 with low or no fees?