For CC churning, most bloggers favor applying for a set of new CC's every 90 days or so. That is a fine schedule to go by as long as you can juggle 4-5-6 cards at a time to meet the minimum spends on each of the approved new cards to harvest the promised miles/points. But, I prefer to apply for new CC's at the rate of one a month. Sometimes, if a special purchase needs to be made, then it becomes 2 new CC's/month for some months out of the year. This keeps the flow going and I don't have to juggle too many cards at a time for meeting the spend requirements. I was just curious if others follow some non-once-every-90-day churn schedule? BTW, 'Million Mile Secret' seems to have a working 50K reward, B of A Virgin Atlantic AMEX link on his blog.