In the process of scheduling a one week business trip to Budapest for which the Intercontinental is the recommended hotel. I'm not currently an IHG member. I have a few questions (mostly very basic) which I figured could most efficiently be answered by an IHG expert here. The loyalty program is IHG Rewards, correct? Ambassador is a paid program in addition to the standard rewards program, correct? What are the benefits of Ambassador (in particular, does it include club access) and is it considered worth it? It appears that IHG Rewards has different earning structures in and outside the US and outside the US you only get 2000 points per stay, regardless of cost or length of stay? If #4 is true, isn't that pretty lousy? What's an approximate valuation of IHG points? The credit card looks like it has no paid stay benefits other than priority check-in (and increased points earning), correct? Anything else I should know about the program?