Just wanted to post my experience here. A little background... I've been traveling internationally (for pleasure) 2-3 times a year for the last couple years. I've had a couple credit cards for awhile and played the points game on a very minor scale. Then last year I got the Chase British Airways 100,000 Avios card and my life changed. I flew to meet my sister in Nice for a long weekend and smoothly upgraded both my flights to business on BA. Once I realized how nice business class was I never wanted to go back. Then in December my girlfriend and I went on a 10 day trip to Moscow (again to meet my sister who works there) and Paris. This trip from the start was a financial nightmare. It cost me $3,000 more (for various reasons, mostly poor planning on my part) than I thought and the upgrades didn't go smoothly (only on the return). On the way back I was researching travel and came across The Points Guy. Since January I've been on a credit card and travel planning spree. I've found milepoint and many other blogs. My travel goals are: - 2013 qualify for BA Gold (I need 600 more tier points before December), this will give me at least silver through 2015 - Southwest Companion Pass - start accumulating hordes of MR/UR/SPG points - have enough Hhonors points to cover 8-10 nights in Tahiti September of 2014 (posted elsewhere about this) My initial credit cards - Chase Amazon (3 yrs); Citi Divident (7 yrs); Chase BA (9 mos); Amex PRG (3 yrs) My 3 month AOR (starting credit 786) - This is entirely poor planning and execution but it all worked out January - Chase Freedom ($100) - Chase Southwest (50,000 RR) - Amex Hilton (free) (50,000 Hhonors) - Penfed gas rewards (5% cash back on gas) - Penfed Amex Travel (20,000 pts good for $200 in gift cards) February -Barclay US Air (40,000) -Barclay NFL ($400 statement credit) -Amex Business Gold (75,000 MR) -Citi AmericanAirlines (50,000 AAmiles) March -Chase Ink Bold (50,000 UR) -Chase Business Premier Southwest (50,000 RR) Denied Club Carlson US Bank - January, too many inquiries Chase Marriott - February, didn't wait 30 days So my total 3 month haul is 75,000 MR; 100,000 RR (companion pass); $700 in cash equivalent; 50,000 Hhonors; 50,000 AAmiles; 40,000 USAir; 50,000 UR for a total of 365,000 pts/miles and $700 cash I'm now planning on letting my credit score recover, and will start looking for a more selective AOR in June/July. Thoughts or comments?