I am using points to go to NYC this summer and stay in Times Square. My duaghter asked since this is a "free" vacation, can we stay for a weekend at a ski resort near home. I explained that it wasn't a free vacation, only a free hotel and that after theater tix, harbor cruise, Empire State Bldg, other touristy things, food and parking we were probably looking at $2k of cost for the 4 of us. So she says, lets stay home and you buy me an Ipad. That way you'll save over $1,000.