I typically only apply for 1 card at a time. I can usually hit the minimum spend in the first month or two so I don't have to worry about it. I'm not a big spender, I typically charge $2800 (not counting things like AP) I was just approved for the ink bold and will need all 3 months to hit the $10k. Can anyone tell me what the start time is for minimum spending with Chase? Does it start from application date, approval date, activation date, or do they simply mean the first 3 billing statements?