In preparation for our March 2012 Milepoint SFO Kiva Do, it is perhaps time to a thread with topics/items that our team would like to be addressed either in general sessions or breakout sessions. Let me start with my list: The interest charged to microloaners. The field agents interest charges are all over the proverbial map. 20% ------- > 70% I need to understand this point. Expiring loans. Is there a better way to address the issue? What is needed for Kiva to expand to more countries? I will add other topics as they come to my mind.