Maximizing UR points

Discussion in 'Other Credit Card Programs' started by misterbwong, Dec 1, 2011.  |  Print Topic

  1. misterbwong

    misterbwong Silver Member

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    Like many of you, I've recently signed up for the Sapphire Preferred card and I thought it might be a good idea to pull together all the tips for maximizing the amount of UR points we earn. Here's what I have so far:

    Sapphire Preferred/Ink Bold card signup
    • 50k Signup bonus per card
    • 7% yearly bonus for sapphire
    • 2x points Dining/Travel category spend on Sapphire Preferred
    • 5x points on Office Supplies/Wireless/Cable/Communications, 2x points on Gas/Hotels
    Sign up for the Chase Freedom/Chase Checking combo
    • Combo gives 10% bonus + 10 pts per transaction in addition to category spend
    • Example: Chase is currently giving 5pts/1$ on dining
    • $20 dining bill = 100pts (5x) + 10pts (per transaction) + 2pts (10% bonus) = 112 pts for a $20 transaction.
    • Combine with the sapphire and you can transfer to airlines to get a better pt/$ ratio
    Shop through the UR Mall
    UR GC Double Dip
    • Buy a gift card from UR mall for a specific merchant that allows it
    • Go through UR mall again to buy the actual item, using the giftcard you purchased previously
    • Can also take advantage of Ink Bold's 5x on office supplies to buy a Visa GC from staples (unconfirmed, thanks bringer)
    • Some details in this thread
    Can you guys think of any others?
     
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  2. bringer
    Original Member

    bringer Silver Member

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    Ink Bold gives 5x points for purchases at office stores online and in store (including officemax,officedepot, staples...) Staples seems to sale $100 visa gift cards for a $6 dollar fee. My rusty math says this would generate ~ 530 UR points per $100 visa gift card and allow you to use it for purchases that other cards don't give a good multiplier for... I haven't seen anything in the T's and C's against this...

    Also Stapes sales Lands Ends gift cards which can be used at sears and kmart...kmart sales other vendor gift cards and has been reported that you can buy those gift cards w/ Lands Ends gift cards.

    I haven't tried the above as I just got my Ink Bold card.. Anybody care to chime in?
     
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  3. thetenken
    Original Member

    thetenken Silver Member

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    One note is that evreward.com isn't always up to date, so one should always make sure by going through ultimaterewards.com.
     
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  4. TAHKUCT
    Original Member

    TAHKUCT Gold Member

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    Agree. From my experience, evreward is very useful, but not up to date on a lot of current promotions.
     
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  5. misterbwong

    misterbwong Silver Member

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    I'd love to try this but I only have a Chase Sapphire :( I hear that some cards code gift card purchases as cash advances. Anyone have any experience with it?
     
  6. thetenken
    Original Member

    thetenken Silver Member

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    As far as I know, this has not been the case with Chase Sapphire and Ink Bold.
     

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