via TPG, and comments on thepointsguy.com: cardholders of the old gold biz card are not elligible fo this new 50k offer on the new card with the 3/2/1 points structure. I am confident that if i called they would upgrade the card with NO 50k bonus....so not huge upside there. Any credit advice out there? Should i just apply for the NEW gold biz card outright? or cancel the old and wait 30-90 days and then try to apply?