Many of us had been using the Charles Schwab Visa card. It gave 2% cash back on all purchases, credited automatically to any bank account, no foreign currency transaction fee, and no annual fee. Alas, this became too good to be true, and the card was announced to be terminated by the end of October 2011. I know of no cards that completely replace this card with all of its advantages, but a combination of cards would do pretty much the same thing. So I created the Schwab Replacement Cards page to list my suggestions of the best of them. Therein you will find the best of the cash back cards and a list of good cards that have no foreign currency transaction fee. Please add anything I missed here. You can find this page on my website below at Credit Cards > Schwab Replacement Cards.