I selected a loan, entered gift card code and went to PayPal to add $3.75 for operating costs. Paypal rejected the transaction before I could even enter any of my info. Now when I try to use the gift card Kiva says "he gift code has already been applied." but the loan is not in my portfolio; the transaction didn't go through. How do I reclaim this gift card so I can actually apply it to a loan? I also e-mailed this question to the Kiva contact address, I'll see if they answer.