First, i'm excited to get started down this path, my wife and I love to travel but the costs make it tough sometimes. There are a couple things i'd like to get some advice on: I saw somebody mention the pre-paid target red card, how is that used to help rack up points? Can you put money on it with a credit card? We live in Minneapolis, Delta has a monopoly at our airport and their frequent flyer program continues to get worse, what's the best way to rack up Delta miles without breaking the bank? Do they have transfer partners? What is the best low or no annual fee credit card? We spend roughly 2K per month on our cards. How can my wife and I tag team the points game to maximize our efforts? I really appreciate any help!