J.P MORGAN SELECT VISA SIGNATURE EMV CARD (CHIP AND PIN)

Discussion in 'Other Credit Card Programs' started by TAHKUCT, Jan 21, 2012.  |  Print Topic

  1. TAHKUCT
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    TAHKUCT Gold Member

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    Good news for US consumers.

    www.selectchipcard.com

    New card from Chase with nice benefits and an EMV chip. However, no sign up bonus. Benefits are very similar to Sapphire, but thi card does have a chip :)
     
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  2. Jimgotkp
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    I believe it was mentioned once before :)
     
  3. TAHKUCT
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  4. Jimgotkp
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  5. LETTERBOY
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    Are you sure this is chip & PIN? I was under the impression that this card was chip & signature.
     
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  6. HaveMilesWillTravel
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    Same here and Wikipedia "confirms" it.
     
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  7. TAHKUCT
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  8. I just received my JP Morgan card, and it is chip and signature. I called them to question it, and they claim that it will work fine in all kiosks -- but I don't really believe it. Seems like everything I've read says you need a PIN.
     
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  9. TAHKUCT
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    Are you going to be in EU anytime soon?
     
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  10. will be there in mid-April, so I guess I'll find out at that point
     
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  11. TAHKUCT
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    Yes. It will either work or not ;)
     
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  12. wombat18
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    I got a similar response regarding a Chase Chip & Signature card:

    I would also like to inform you that you should urge the​
    merchant to insert the card into the terminal and follow​
    the prompts. The terminal will automatically request a​
    signature. If still the merchant insists on not accepting​
    the card, I would request you to contact us at the number​
    listed below to report the merchant name and address.​

    If you have any further questions, please reply using the​
    Secure Message Center.​

    Thank you,​

    Ritesh Singh​
    E-mail Customer Service Advisor​

    Frankly, I don't believe the Chase representative and find the suggestion to call the number (1-800-436-7927) ludicrous. Maybe I'm supposed to do that when I get back to the US, in which case it seems unlikely that Chase will be willing or able to do anything about it. In the UK, Europe and Australia it is often store policy not to accept signatures (because of fraud).

    p.s. as mentioned in the other thread, kiosks provide another situation where signatures aren't appropriate ... which I experienced two weeks ago in Melbourne, Australia where the Myki public transit ticketing system required a PIN.
     
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  13. TAHKUCT
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    I have a feeling it will be accepted at an automated kiosk or a merchant that only accepts chip and pin cardsharp.

    Conclusion: this card is no different then just a signature only card except it has a chip :(
     
  14. I spoke to JP Morgan again, and they told me the following, "Since this card is a chip and signature card, if the automated kiosk asks for a PIN, simply put in any 4 digit PIN as long as the numbers are not consecutive" - and it will work. Other card members have passed this tip on to me."

    Now that sounds really strange and not very secure, but we'll see what happens...
     
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  15. TAHKUCT
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    Somehow I have doubts about that :rolleyes:
     
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  16. HaveMilesWillTravel
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    Makes me want to cut up my Chase BA VISA with chip RIGHT NOW!
     
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  17. jjair

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    I have a JP Morgan card and can confirm it does not work in the automated kiosks of the toll roads or railway stations in France. These machine do not recognize this card as a visa card and thus did not proceed to ask for a pin. You need a chip and pin card.
     
  18. HaveMilesWillTravel
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    Thanks for the confirmation and welcome to MP!
     
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  19. TAHKUCT
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    It doesn't surprise me at all. Thanks for the update. What about at a regular store? Did they have yo swipe it?
     
  20. i solved this problem by purchasing a travelex cash passport chip and pin (prepaid debit) card
    and charging it up with a few hundred euros. you can recharge it easily online. there are nuisance
    charges if you don't use it once per year (or close it). it's easy to use once per year, just buy some
    skype credit.

    my main reason for wanting it was to use the kiosk-based bike rentals in lyon, paris, london.
    (some of these unfortunately decrement 100 eur from your credit limit for an entire week as a guarantee
    you'll return the bike, so you may need a bit of a cushion if you're going to multiple cities
    in a brief time).

    http://www.travelex.com/US/Products/Cash-Passport/

    other people use them for pay-at-pump gas stations and autoroute tolls.
    obviously in many other situations you can use one of the cap one cards or the
    pen fed cards that do not charge the 3% foreign exchange conversion markup.
     
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