I'm interested in opening a Delta Suntrust debit account. However, I'm concerned about all the shutdowns I've been reading about in other blogs. - Are they really shutting down accounts if one resides in a state not serviced by the bank? - And if/when the above happens, does it entail physically visiting one of their branches to get it sorted out? (I live in the West Coast). I don't wish to rely so much on the comments in those blogs - some come across to me like plain scare tactics, but if anyone has had actual experience with this, I'd really appreciate your input before I open said account. Thank you!