I did my first credit card churn last week.....Opened 3 cards each for me & my hubby. I went to cancel my free credit score trial & they offered me credit monitoring for 7.47 a month for two years. This does not include my 3 credit scores (only Experian) but includes all three agencies monitoring my reports, but I can call & get all three scores for $14.95 for a one time fee. I was thinking of doing this when I'm ready for my next churn--in May. So with lots of new credit cards in my future I'm wondering if credit card monitoring is worth it? I'm concerned that identity theft could be a real threat with so much credit card activity. Please share your thoughts!