I just got back from a long walk and I usually do some productive pondering while meandering the neighbourhood. This post is to share with you this am ponderings.....hoping to engage the community in problem solving on the open marketplace chaos and the resulting expiring loans, My question is: is chasing expiring loans a short term solution or is it contributing to the problem? Some MFIs keep posting loans with the hope that the generous Kiva community will step up to the plate. The community backstops some loans and the cycle continues. I am getting hard nosed and believe that until the MFIs feel a cash crunch they will repeat the cycle. So perhaps chasing an expiring loan is being co-dependent and unknowingly contributing to the problem, Kiva is content when loans get funded. Chasing expiring loans masks the extent of the glut and hides the blatant flaws of the open marketplace ......and again perhaps we are unwittingly contributing to the continuation of business as usual by chasing expiring loans. The question is: is letting the chips fall and experience the full impact of the Kiva open marketplace strategy a good tactic? Such a tactic would perhaps be sobering to the MFIs and to Kiva HQ Note: A group of MPKLT members have been quite vocal about the present direction charted by Kiva. It is to be noted that these same members are extremely passionate about microlending and the Kiva microlending brand. Their questions are to be interpreted as expressions of firm belief in the mission of Kiva hence the strong advocacy in the hope that it fosters a fruitful dialogue in the Kiva community.