Base points earned: 987 10% Bonus Points (linked with checking): 99 Bonus 10 Points per purchase: 720 Bonus from 5% categories: 3009 Extra 5% Rewards for Kohl's: 2180 Total: 6995 points Spend: $986.67 Not too bad. This is after adjusting for the delayed posting that apparently causes the last 5 days worth of points to roll over. I love this card. My strategy is that I only use the card if I get a 5% bonus or the purchase is under $10 (thus earning minimum 2 pts/$ due to the 10/10 bonus). Yes I spent $436 on Kohl's, some of which were actual purchases when the UR mall was having the 10 extra pt bonus. But, most of the spending was from gift cards...you should check out the GC rack at your local store to see if there are any interesting finds (hint: with one extra stop, you can convert to Amazon.com credit with the 10 pt/$ bonus). I'm finding the gift card game is like mileage running.