Over in the credit card forum, there's a discussion on the merits of the Hyatt VISA. (http://milepoint.com/forums/threads/chase-hyatt-visa-card-good-deal.53560/) The annual fee is $75. Among other things, you get a free night (per year) at a Category 1-4 Hyatt property. I contend that you'd have to WORK to find a Hyatt that didn't get you your $75 back. But I figure the people in this forum are the experts on the properties, themselves. So, ... just for fun, ... what's the WORST dollar value you can find in a free Category 1-4 stay? Does anyone know of a property that's generally under $75? Are there a lot of them? What's the bottom dollar? Game on!