So back in mid september when the blogs came out with the info that the Ink products were changing to Visas there was a lot of talk about whether a visa would be viewed as a different product, i.e. allowing people to get a bonus. Maybe I have missed it but has anyone confirmed this? I'd like to do my churn today and have a year old Ink Bold MC. My plan was to get an Ink Plus until about a month ago. So... Do I cancel my Ink Bold MC, then immediately apply for a Ink Bold Visa? Do I apply for the Ink Bold Visa, and then when I have to call in, I explain to the agent that I want the Visa version because I shop at a store that doesn't accept MC? Or do I do my original plan of going for the Ink Plus, and then next year try to go back to a Ink Bold Visa? Thoughts?