Just a few weeks ago, my wife got the Chase Southwest personal card en route to trying to gather enough points for a companion pass through 2013. Naturally, we would like to complete the qualification as quickly as possible, as we have some flights coming up. She only has the one Chase card, though we are hoping to pick up some others in apps later this year. I know it is best to wait three months and I especially want to be careful with Chase, but how quickly can she apply for the biz card? Alternatively, it is coming up on my turn for a churn.. If I get the SW personal card, can I transfer those points to her and have them count towards CP? Similarly, I'm expecting the last 10k in points to be basically made up of transferred Ultimate Rewards, via Hyatt points, at a loss.. But the UR points are mine, not hers. Will i be able to get it all transferred to her Rapid Rewards even though the names don't match? Thanks!