Hi, Im Vickers, and Im one of those crazy people who think we are on the verge of an economic collapse/crisis. My question is, how have Airlines and Hotels responded in the past to changes in the economy? I know that we have had recent devaulations, but what about in direct response to an economic situation? I was not playing this game during the 2008/2009 recession, but did anyone made an immediate change to either the earning or redemption of their program and cited this as a reason? I understand points are not safe or guaranteed to be around, but I also know that companies use them as a method to attact and retain customers. Thanks.