I'm looking to book a rewards stay for this Saturday night in SF, and availability just opened up for both the Hilton Financial District and the Hilton Fisherman's Wharf both at the same price (points) point. Which would you choose and why? I'm Hilton Gold, and we're doing Alcatraz and the tourist thing at Fisherman's Wharf, so I like that location a little better. Would upgrades and executive lounge access be possible at the Financial District? How 'nice' is lounge access (what benefits)? I also like the possible views from the high rooms at the Financial District. If you were me, which would you choose?