Have $10k in Expenses Coming In Next 3 Months - What Cards To Get?

Discussion in 'General Discussion | Credit Cards' started by Airinderwings, Feb 25, 2014.  |  Print Topic

  1. Airinderwings

    Airinderwings Active Member

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    Hello, Currently accumulating points on American and Mariott. Have about $10k in expenses coming up over next 3 months. What cards should I pursue to maximize points that can eventually transfer to American for flight awards?
     
    Last edited: Feb 25, 2014
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  2. MSYgirl

    MSYgirl Gold Member

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    Welcome to MP! :)

    I'm sure our experienced members will have plenty of advice for you in the credit card arena. Good luck racking up the points.
     
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  3. WilliamQ

    WilliamQ Gold Member

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    $10? :p

    Welcome and be prepared for the avalanche of advise.
    While I do hate the idea of a $10k bill, I am certainly envious of your potential rewards. :)
     
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  4. gregm

    gregm Gold Member

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    American partners with Citi... 2 miles per $ plus bonus miles etc. This way you can earn the miles directly. I bet someone will know how to earn even more so don't just go by me!
    https://creditcards.citicards.com/u...1&ProspectID=7B22CAEFD227485098CE2347D835E73F
     
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  5. Airinderwings

    Airinderwings Active Member

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  6. gregm

    gregm Gold Member

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  7. gconnery

    gconnery Silver Member

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    The annual fee is $450 but it comes with a $200 statement credit (for any $200 in expenses on the card) so its really $250 annual fee the first year. Then for $10k in spending within 3 months, you earn 100,000 American Airlines miles. And you get a full Admirals Club membership (don't have to be traveling on AA) in the mix if that's worth something to you. For a year.

    So you're buying 100,000 miles for $250 which is 0.2 cents per mile. Really really good if you're able to use AA miles.

    Seems like this question is a set up. Is it real?
     
  8. John Deere

    John Deere Silver Member

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    its legit and its a great offer. The $200 statement credit applies for any spend, and helps out with the annual fee. Sign up bonus is very well worth the (reduced) annual fee.
    Besides for the Admirals club membership....
     
  9. LarryInNYC

    LarryInNYC Gold Member

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    The 100K Executive card is probably the best credit card offer I've ever seen (I never had one of the old 100K AMEX Platinum offers, that would have been better).
     
  10. Airinderwings

    Airinderwings Active Member

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    Got thinking about this last night. You could just apply for (3) cards with $3,000 spends over 90 days and get 40,000 miles each. And often those waive the $95 annual fee. So that would be $0 for 120,000 miles. Takes more active management and you would have to move ultimate rewards or other points around to get them consolidated in your AA Freq flyer account. That seems like a better deal. Am I missing something?
     
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  11. ariosto

    ariosto Silver Member

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    This all Depend on your travel Patterns or your travel wishes as you Cannot transfer Ultimate rewards into AA but CAN transfer into United. Me personally i would always go with AA:). So take into account what is your Goal before applying then and only then apply to what is going to help you achieve this.
     
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  12. flyforawg

    flyforawg Silver Member

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    Agree with the AA Executive card suggestions. Add in the 70k Marriott Rewards card for only a couple thousand more and you've maximized your strategy.
     
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  13. foxberg

    foxberg Gold Member

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    See if this one is right for you (100K AA, $200 statement credit, AC entry, but $450 annual fee):
    https://creditcards.citicards.com/usc/Travel/AA/2013/q3/Exec/GA/default.htm?BT_TX=1
     
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  14. Espan

    Espan Silver Member

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    +1 for the AA Exec. Just got it, 'bout mid-way through my spend, and the $200 statement credit already posted.
     
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  15. gconnery

    gconnery Silver Member

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    Well, maybe a little. Ultimate Rewards points don't transfer to American Airlines for one. The best options for UR are generally United and Hyatt. You could certainly apply for multiple cards that do produce AA miles though...

    You could apply for a Citi AA Platinum VISA and get 50K miles for 3K spend. But you have to wait 90 days before you can apply for another AA personal card. $95 fee waived the first year.
    You could apply for a CitiBusiness AA card. Not sure what the current best offer is. Maybe its 25K or 30K miles. Again I think $95 fee, waived first year.
    You could apply for a Barclay US Air card. These are pretty churnable. Best offer is 30K with no annual fee on first purchase I think or 40K with $89 fee.
    There might even be a Barclay US Air business card. Not sure about that.

    All of these will produce miles that will eventually become AA miles. Maybe the US Air cards take a year before they can be transferred.

    You could even throw in a Chase British Airways card since while you can't transfer those to AA miles you can use them to book MileSAAver AA awards ...

    Etc. But I guess the question is, so what? All of these are good cards, and things you should be looking at over time to build up your AA mile stash if that's what you want. But the Citi AA Executive is a GREAT deal, and highly unusual and won't be around long. And getting it doesn't prevent you from doing the others too, later. And they're all commonly available. The Chase BA is a once in a lifetime application and you want to apply for it while its offering 100k. Think that might be available right now, though I think the spend on that is C-R-A-Z-Y but didn't pay attention since I already had one.

    Get the Citi Exec 100k. Think about the others later.
     
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  16. Kalboz
    Original Member

    Kalboz Gold Member

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    Citi AA Executive
     
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  17. daninstl

    daninstl Gold Member

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    +1 for Citi AA Exec card. It's the perfect fit with $10k spend requirement in 3 months.
     
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  18. DJP_707
    Original Member

    DJP_707 Silver Member

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    +1 for Citi AA Exec
     
  19. satman40

    satman40 Gold Member

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    SPG gives you 1.25, so 12,500 for you 10k spend,

    Depends on what the spend us for.

    INK gives 5X many places, so you could get 50k for the 10 spend..

    BA 2 AA
     

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