Here is how I got the Southwest Companion pass, which requires 110k points to achieve. -I first signed up for both the Chase southwest personal and business card, which each came with a 50k bonus. So with that, I had 100k companion pass qualifying points. At that point, I would have had to spend $10,000 on the card in order to achieve the companion pass. -Instead of putting spending on the card, I determined who I would want my designated companion to be (my girlfriend), and had her sign up for the Chase Southwest personal card. In signing up, I had her link her credit card to my Southwest Rapid Rewards account, so that her 50k points would count toward my companion pass. Low and behold, the points posted, and I didn't have to put any spending on the cards (other than the initial purchase) in order to gain the companion pass. I got my companion pass in the mail about a week ago, and I am good to go!