Hi. I am new to this and have already read a few of the forums. I am a student and do not spend much money on a daily basis. I currently have 2 credit cards. A BMO Airmiles mastercard, and a Scotiabank AMEX gold card which earns 4x the points on gas, grocerys and entertainment purchases. Are these a good start? It seems as if its going to take me years to actually gain enough points to get a free flight. I live in Canada and when i do fly, I usually take Air Canada. Would i be better off to sign up for Air Canada's Aeroplan program? How do I get points fast with limited purchases? Thanks.