Hey guys, So first I'll go through my situation then go into my plans, which I hope you can help to improve! We are a young couple(24-25) who would love to book more vacations. Located out of Chicago. We like to fly Southwest home a couple times a year(Just to Kentucky), but we also drive to domestic destinations often because of our dogs. We want to check out a couple domestic spots soon(LA,Charleston,SC,Miami,New York) along with probably 10+ international ideas we want to eventually do(Oktoberfest, World Cup, Aruba, Maldives, multiple European trips). I spend $1500 a month in restaurants, $500 in groceries. She just pays me monthly for rent, but she could switch that to spending on restaurants instead but that just seems like us splitting what we already could have on my cards and only useful for a couple of the cards with low spend bonuses. I only have 2 cards, and she doesn't have any. I own our home and have relatively good credit(~775). I'm not sure of her credit but let's assume it is relatively lower, maybe ~700. She hasn't ever had debt or built up bills of any kind though. So some of the research/ideas I've come up with: Signed up for Rewards Network with Southwest. We know we will use Southwest so thought I would start there. She could sign up with ..?? Looking at the Starwood Preferred for myself only since my expenses are high enough to get the $5k spending bonuses Looking at doing X amount of cards(AOR) for us both in addition. Barclay Arrival for me possibly with a higher credit score(~775) and probably only no-fee or first-year waived for her, as she will be skeptical at first. Any suggestions here? We are open to doing Amazon Payments/Bluebird type things if we need to! Should we be looking at doing a big amount of cards each? What's a good number? So I guess my questions are: What type of cards should we look at, and how can I then value out the rewards we are getting from doing them? And, is there anything else I'm missing that we should be doing?