About two weeks ago, I applied and was approved for a Chase Marriott card (70,000 points + a free night). In connection with a July 2014 trip to Hawaii, I would like to also apply for the Chase United card (50,000 points). Do I need to wait a few weeks or months, or should I apply now? I have excellent credit. The Marriott Chase was the first credit pull I'd had in 2 years. But, I do have about $18K in student loan debt and $150K mortgage on a $65K salary. I don't know if it makes a difference, but I'm 31 and married. Thoughts? Suggestions?