At the end of this year I have about 50K CP points that will expire. Assuming something doesn't come up where I'll actually use them for stays, are there any reasonable options for transfers? I've seen that aside from Southwest, most of the airline transfers are 5 to 1. Does Choice ever change those rates? I can also trade them in for about $150 in gift cards. I actually bought most of them during a Discover America promo, so I'd like to get at least what I paid for them in value ~$210. Surely there's a better trade/transfer idea out there to get more value. Anyone? Thanks!