I'm heading to Europe at the end of the month and my bank offers pre-paid chip and pin credit cards. I have a few questions about them: 1. Are they worth getting? 2. Does adding money on them count as a cash advance? 3. Are there any hidden fees I need to know about? 4. Any other advice would be welcome. PS. The link on my banks page for the card redirects me to https://emvprepaid.pscufs.com/. So I guess the cards themselves are provided by pscufs, if that helps.