Earning a 3.2% Rebate on All Spending

Discussion in 'Blogstand' started by BoardingArea, Aug 16, 2015.

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    Reader Jonathan asks, My wife and I don’t generate enough spend and fly too frequently to book premium cabin award travel. Your advice for our situation has been to put spend on a 2% cash back card like the Citi Double Cash card, but instead we’ve chosen to put dining and travel on the Chase Sapphire Preferred and everything else on the AmEx Everyday Preferred. We’re averaging 1.8 pts/$ with this strategy, and even with economy redemptions, this seems to be superior to 2% cash back. Thoughts? My usual advice for someone who books coach award tickets – especially domestic coach award tickets – is to get the best possible cash back card. I like the no annual fee Citi Double Cash card. That’s because you’re rarely going to do better than 2 cents a… Continue reading Earning a 3.2% Rebate on All Spending...

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