Do you have to use your points before you cancel your card?

Discussion in 'Newbies' started by jmhuth, Jul 8, 2011.  |  Print Topic

  1. jmhuth

    jmhuth Silver Member

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    I need clarification on this... I have a Hyatt card that I opened in February... Do I have to use my free nights before I cancel the card next year? I guess I'm wondering how this works to for the AA advantage points that I've accumulated. I don't intend on paying the annual fee when this one comes do in February too & I want to know if I need to use the points before then. Please help! Thanks!
     
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  2. iolaire
    Original Member

    iolaire Gold Member

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    Generally if you are getting program points (AA, Hyatt, etc) they go to the program and stay. But if you are getting card specific program points such as Amex/Chase Sapphire etc. Points you need to use/transfer them prior to canceling the card.
     
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  3. MSPeconomist
    Original Member

    MSPeconomist Gold Member

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    Sometimes if you have a free night or companion flight cert, you do need to use it before cancelling the card. Look at the T&C carefully and also look for conditions such as the requirement that the paid flight be paid for with the card. Also, beware that some airlines--primarily in Asia--require you to show the card at check in that was used to pay for the tickets. For anything that must be booked using a phone number or website associated with the card (such as USBank flexperks flights), you probably should assume that the card account must still be open and used to pay miscellaneous fees.
     
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