Do I have a good chance of approval for SPG Biz Card

Discussion in 'American Express | Membership Rewards' started by Sil747, Aug 9, 2012.  |  Print Topic

  1. Sil747

    Sil747 Silver Member

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    Really would like the SPG BIZ card but I already have the following Experian Inquiry: All PERSONAL cards within last year-

    Chase 7/14/12
    B of A 7/12/12
    Amex Hilton – 6/15/12
    Chase 5/13/12
    Chase 11/13/11
    Should I wait or do you think I have a good chance of approval? Credit score of 779 on Experian
    Or would AMEX check Tranunion if i freeze Experian?

    Had I known about the 30k SPG AMEX Biz card will be back, I would have held back on my Recent applications.
     
  2. Sil747

    Sil747 Silver Member

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    Anyone??
     
  3. mommypoints

    mommypoints Gold Member

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    Where they pull depends on your state, but I'm guessing you already did that research. I think you have a good shot with Amex. Just be ready to describe your business, if needed. I would also wait until a bit closer to the 9/4 cut-off to give some more space between apps. Good luck!
     
  4. arkleseizure
    Original Member

    arkleseizure Silver Member

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    One data point: I was approved for the biz SPG card today (applied 2 days ago) with the following Experian pulls
    Chase 4/4/12
    BofA 3/1/12
    Amex 12/4/11
    Chase 7/14/11
    Penfed 6/22/11
    Cap One 3/9/11
    Amex 1/25/11
    Chase 1/25/11
     
  5. Sil747

    Sil747 Silver Member

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    Just want to update....applied online on August 15, 2012, received " in progress" for application status....Impatient me can't wait so called up within 5 minutes....CSR said Application Approved!
     
    merice107 likes this.
  6. deant
    Original Member

    deant Milepoint Guide

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    Congratulations on your success.
     
  7. Sil747

    Sil747 Silver Member

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    Only $3k CL, the lowest I have ever received. I was hoping to use my AMEX to pay for Property tax but the tax is $3500, just above the CL.
     

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