Hi Guys, I just started getting into applying for cards and collecting points. FYI, in March, I got a Cap One (before I knew about fixed vs. transferable points) and then in June, I got the Chase British Air (I can get good redemption on Aer Lingus from Boston). However, I just got an email from Amex with their 30000 miles offer for the SPG card, BUT the end date is listed as Sept 3rd. My 91 days won't be up until Sept. 14. Do you think I should apply "early" any ways - I hate to miss out on an extra 5000 miles (since the offer is usually 25k not 30k),especially when it's that close. as you can see, I don't apply for too many at a time and I don't do the business cards. Also, if I do, should I apply for the Club Carlson card on the same day, rather than wait until the 91 days are up? I wanted to get both cards anyway; I'm just not sure about applying before the 91 day time frame. Any advice? Thanks to all in advance. I always get such nice, thoughtful responses.