I do have a specific card in mind, but this is somewhat of a generic question. Sometimes cards are no longer offered, when are they worth hanging onto? I have a Chase United MileagePlus Select card, which I got nearly two years ago and will be up for its fee soon. It has a nice set of bonus categories, 2x on Gas, Groceries, Restaurants, Home Improvement, and all *A purchases, plus 3x on purchases at United.com, and 1x EQMs. Leaving out the United.com bonus, CSP seems to cover Restaurants and *A, and I had been using my HHonors Surpass for Gas/Groceries though with the devaluation there that raises questions. Basically I am debating the fee. Or perhaps will I spend the money at home depot and united.com next year to justify it. Am I looking at this wrong?