Can anyone help me understand why my scores being reported by Credit Karma, Credit Sesame and Myfico are so vastly different? I'd like to better understand what the credit card companies will be seeing when I do my first Churn on May 17th? Here's the deal: my Credit Karma score shows my score at 733 and Credit Sesame at 734. However, Myfico showed two significant score increases over the past 3 weeks. First, it was recorded as 740 then 745 then 756 and today (when I went to cancel my 10 day free trial) it was listed as 762. I'm wondering what is most accurate and what the credit card companies will see? I might also add that I do know as of last year, sometime mid-year, my credit score was 780ish as it was reported to me by my mortgage broker who did a hard pull to refi my mortgage. Thanks all! Your comments and contributions have been incredibly helpful. I hope the limited knowledge that I do have so far, and that I've shared, has also been helpful to some. Blue.