Hello: In February-August 2012, I started this hobby of collecting points & miles. Without doing a ton of research I applied for the following CCs within that span of time: 1). Chase Saphire Preferred, 2). US Airways Barclay, 3). AMEX PR Gold, 4). AMEX HH, and 5). Chase United Explorer Card. The only other CC I own and have owned for 20 years is a USAA MasterCard. I haven't canceled any CCs. I have however become prequalified to purchase a home (FYI: I did not anticipate buying a home until December 2012). The above is all of the hard pulls that I am aware of since last February. I created this thread because credit sesame shows that my credit score has gone from an 825 to a 786 since February 2012 and I'm curious if this is normal? It seems extreme to me. Also, there is no sign that my credit score is done falling, which concerns me. I'm obviously still a newb, but I'm trying to learn from my mistakes. Any input and help is appreciated.