If your credit card statement is generated before a (rather large) return shows up, should I: A. Still pay the full statement amount and realize the credit on the next statement B. Pay the statement amount minus the amount of the return The goal is to avoid being charged interest. The contention is that if you pay anything less than the statement amount, interest will be charged. Thanks in advance, MP'ers. I always pay my cards off in full regardless, but this was a point of discussion earlier.