All the blog posts I saw about this bonus for $10K spend said it wouldn't post until N weeks after my annual fee hit, I got it a few days ago, and the fee shouldn't hit until the 23rd. As I'm thinking about cancelling the card, I'm left wondering if the certificate will vanish in thin air if I do that. I think it won't. The certificate doesn't say that. It is a bonus for the $10k in spend on the card, not for paying the fee. But I can't find anything specific on the web. Anybody know? Last year I spent the 10k at Hiltons mostly, and that was pretty easy. This year I'm not staying at Hiltons much because of the deval and while I may go for Diamond anyway for a particular stay next year, I'll probably hack it with 30 one night stays so won't get anywhere close to 10K out of that. For the Hilton stays I do have, I have an AUTH on my wife's Surpass (waiting until the 1 year anniversary to reapply, assuming its possible to get the bonus again which it may not be given it will be after May 1). Anyway, I have options to get decent return on my stays regardless.