I've got the 2 50k AA Visa and AmEx cards, both at the same time earlier this month. I'm using the Visa for everyday spending and will have the min spend requirement complete on the AmEx next month. After then, I have no real reason to keep the 2nd AA card. Would it be more beneficial to close the AmEx card before applying for the business card? If so, how soon before I apply for the business card (which I think is recommended at LEAST 61 days out from the personal card apps - I'm going to wait 90), should I close the AmEx AA card? Is the day before sufficient? I really don't want the hassle of the recon line if I can avoid it.