I have a couple of questions about churning. Here are the cards I currently carry, their affiliation, when I applied for them, and the current status of each card: Sky Blue Amex (1st card ) – applied Jan 12 – active Hilton Hhonors Amex – applied February 1 – active British Airways Chase Visa – applied April 7th – active Citi AAdvantage Amex – applied June 22nd - pending Citi Advantage Visa – applied June 22nd – pending As of now, the Chase BA card is the only card with a yearly fee so there is no rush to cancel any of them. I have excellent credit and have never been late on a payment in my entire life or carried a large balance. What should my churn strategy be from here on out? Have I applied for too many? Did I apply to close together? How many new cards could I get this month if I were to apply? How often can I apply for new cards? I hear about people churning every couple of months (?) but I also hear that you should only cancel your cards after you've held them for atleast a year? I know this is a lot. thanks for any help. P.S. if there is a FAQ thread or a Primer on this topic you can point me there as well.