So my 1 year no annual fee period is up and my plan was to cancel the card. On the day of the month purchases normally post to the card I checked my acct and saw the annual fee had not been charged (around the 15th) so I since I was busy I put off calling thinking I had another month. Well when I picked up the mail after work yesterday I got a package from chase w/my anniversary benefits which include 2 free lounge passes and immediately saw the fee just posted. Anyway I still plan to call and cancel as I find my Chase sapphire more useful. My question is are there going to be problems if I keep and use the passes?