If you had to choose one, which would you go for considering facts below? - Southwest Premier Visa Sig with 50k points ($99 AF) - Sapphire Preferred VIsa Sig with 50k points ($85 AF waived for first year) * Already a Sapphire regular cardholder with about 20k points. * Fly Southwest about twice a year, mostly on short hauls like LAX-LAS and LAX-OAK. (long haul flights mainly CO/UA used) * This would be your first annual fee card and plan on keeping it for longer than a year. * Excellent credit with about 5 credit cards. Main ones - Costco Amex, Hilton Amex, Chase Sapphire, Chase Freedom.