Newbie question. I have a Chase Sapphire and wife is an authorized user. I just closed our Chase Marriott card (wife authorized user). I recently applied and approved for a non-Chase card. Well, my wife just applied for a Chase Sapphire and was given a pending approval email. Should we wait to see if she is approved (which they said will be within 30 days by mail) or have her apply for a non-Chase card?