been lurking here for awhile and now i finally have a headache worthy of asking. i applied for the CSP last year, really liked the card, the customer service, and the rewards program. in fact it actually started got me thinking about switching my checking accounts from BoA (been there since 1997). read up on the Chase Exclusives program here and decided to take the leap. i applied for the Freedom through a $300 cash back on $500 spend, went into a Chase the next day and switched my accounts over. found out today after card activation that there's 2 versions of the Freedom: UR and Exclusives. if you have a checking account at the time of opening, you get the Exclusive, otherwise you get the UR... which is not eligible for enrollment in the Chase Exclusives program. i called around and my options were these: 1. customer service rep suggested to go see if a Chase banker can put in a product change request. might not work because my card is still new. the phone rep didn't know how long i need to have the card open for to be eligible for consideration. 2. Chase lending services said i can reapply for a new Chase Freedom, get denied, call them back and they can do a credit line reallocation. however this will result in another credit pull and i'll most likely lose the $300 cash back bonus. 3. my personal idea: spend $500 on the Freedom UR, get the bonus, reapply for the Freedom Exclusive etc. but given all the posts lately on the increased credit scrutiny from Chase, i feel this maybe pushing the edge of their envelope. can anyone provide any guidance as to how should i proceed from here?