I have an interesting question for all the experts out there. Having the Sapphire and Freedom card it is highly advisable to have a Chase bank account as well to maximize the point. The problem is, Chase has no branches in my State, so online requests cannot even be intiaited. Phone request was denined as well. So - is there any way of opening Chase checking account in a state without branches? If I physically get to a branch (out of state) will they open an account for me with an address out of state where the branch is located in?