Chase has a few different miles/points CC's available... and these days, I've had no luck getting annual fees waived in year #2, whereas this used to be an easy request for them to grant, alas. My BA CC just hit its anniversary and I'm reluctant to pay the $75 fee. Haven't flown BA much, but planning to use my 100k bonus miles for a R/T this year. They offered 5,000 miles if I keep it open, which means I'm basically buying miles at 1.5cpm. Not ideal. It occured to me however: Chase will typically refund annual fees within 60 days, or so I hear. If the 5000 bonus miles are deposited in the next few weeks, and I subsequently call to request a refund of the $75 fee, can I have my cake and eat it too?