Recognize that this is not a miles earning credit card but it does give a great cash back for the first 6 months. It is the AARP Chase Visa. 5% cash back on ALL purchase for the first 6 months (with no limit) and 1% after that. No annual fee but you do need to sign up for AARP. Sign up for 1 year is $16.00. Can be an associate member at any age. Our daughter (who is significantly under 50) was doing a house remodel and got the card and received thousands in cash back. Not a bad deal for a $16 investment.