I'm also on board with those who are believers in the US Airways Barclay card. Some scoff at it because it is "only" 40k but it's got a few great things going for it: 1. No minimum spend requirement (hello $1 cheeseburger) 2. Waived first year fee (not uncommon but still nice) 3. Barclays pulls Transunion, atleast for most of us. 4. It counted as a hit in this year's GS and will (hopefully) next year. Basically, it's a free 40,000 since you don't get an Experian or Equifax pull and you don't have a minimum spend or a fee. I'd take that everytime. Lastly, it appears to be churnable. If this is the case, then sign me up (again, and again, and again)!