http://www.dailyfinance.com/2012/05/16/stay-at-home-mom-fights-new-credit-card-rule/ I was wondering when this was going to happen. The regulations requiring credit card issuers to consider individual income from applicants instead of household income is very impactful to stay at home moms. And it is of particular interest to those of us who look to double the churn by having both spouses apply independently and are in a situation where one spouse stays at home. I'm very interested in seeing how this turns out. Not a lot of history behind the CFPB yet so we'll see how they decide to deal with this.