Cancelling AmEx card; reviewed prior cancellations

Discussion in 'American Express | Membership Rewards' started by boxergal, Sep 11, 2012.  |  Print Topic

  1. boxergal

    boxergal Silver Member

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    Last week I called American Express to cancel my Amex Premier Rewards Gold card because the annual fee was due. The rep I spoke with outlined every Amex card that I had cancelled in great detail. Is this their way of notifying me that they want me to stop signing up for their credit card bonuses and then cancelling? This is the first time I have experienced this when cancelling a card.
     
  2. mrredskin
    Original Member

    mrredskin Gold Member

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    they can't force you to keep a card open, but might be harder next time you try to open one
     
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  3. lucky1

    lucky1 Silver Member

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    the best way to cancel an amex card is not by calling just by sending them a SM [secure message] that way you save yourself all that hassle and maybe guilty concious of the facing the rep who asks you why you just open and then cancel
     
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  4. mrredskin
    Original Member

    mrredskin Gold Member

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    even better than that is applying on a new AMEX and negotiating the closure of an old card in hopes they give you the new one if not auto-approved :eek:
     
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  5. edekba

    edekba Gold Member

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    IMO Amex keeps a very, very detailed record of all your account activity/details etc.
    • When you apply/open
    • Credit Scores
    • Payment history
    • Closed accounts
    I would think so; but then again

    +1
     
  6. guberif

    guberif Silver Member

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    ....and this is why I'm a churning scaredy-cat
     
  7. marcwint55

    marcwint55 Gold Member

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    If you have not canceled yet, I would re-consider. If you want another Amex card you might be better off to keep this one until you get another or you may be declined.
     
  8. marcwint55

    marcwint55 Gold Member

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  9. sriracha

    sriracha Silver Member

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    next time asked to be down graded to one of the cheaper (free maybe?) green cards... usually i think the CS reps are quite willing to work with you on that. but yeah, Amex's black list is only slightly more relaxed than Chase in my opinion
     
  10. Andyandy
    Original Member

    Andyandy Gold Member

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    Of course, not calling eliminates the chance of being offered a retention bonus.
     

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